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State Farm® Insurance Agent Vicki Thomas

Vicki Thomas Ins Agcy Inc


Located on Rt. 3 behind Sakura Japanese Steakhouse in the business office park by Access Eye Center.

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Office Info

Office Hours

9am - 5pm
Call us 24 hours a day!




About Me

State Farm Agent since 1991. High Point University, NC. Bachelor Degree. Clemson University, SC. Masters Degree. National Association of Insurance. We Offer Competitive Auto & Home & Renters & Life Insurance in the Fredericksburg , Spotsylvania , Locust Grove, Ruther Glen, Caroline and all surrounding counties in VA . Free Quote on Auto Insurance & Home Insurance. Focusing on state to state insurance transfers.


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products


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The mission of our office is to help our policyholders manage risks of everyday life and to be the first choice for all your Virginia insurance needs. We focus on Auto Insurance, Home Insurance, Renters Insurance and Life Insurance throughout Virginia. Including; Fredericksburg, Spotsylvania, Stafford, Locust Grove and surrounding areas.

Meet the Vicki Thomas, State Farm Insurance Team. We are all licensed in Virginia to help you with everything from Auto, Motorcycle Insurance, Homeowners, Renters, Condo and Umbrella Insurance to Financial Services and Life.

We have over 95 years of collective insurance experience and would love to help you with your insurance needs. We are here to help you with your Personal Price Plan and create a car insurance price, that's just for you.

We enjoy living and working in the Fredericksburg/Spotsylvania area and being your Good Neighbor and a part of our community. Please take a few minutes to learn about us below. We look forward to working with you and building relationships!

Tara Perryman State Farm Agent Team Member

Tara Perryman

Office Manager

Hi I'm Tara, I have been in the Insurance Industry since 1999 and with Vicki Thomas Agency, State Farm since 2004. I'm licensed in Property & Casualty and Life & Health.

I'm here to assist you with the Personal Price Plan, that's just for you; service your current accounts, or help with any questions. I enjoy helping current and new customers with their insurance needs and establishing new friendships. I work really hard to provide great customer service & relate to our customers. Check out our Google Business page for our customer's reviews.

I was born & raised in Virginia, spent the majority of my life in VA. I attended high school at Courtland High & college at Germanna, in Spotsylvania. I've lived throughout many areas in VA, Charlottesville, Waynesboro, Nelson Co., Spotsylvania, Fredericksburg, Stafford, Harrisonburg & Richmond. After spending over 40 years in VA, my husband transferred to TN for his job. We now live in the Smokey Mountain area in Tennessee. In my free time I enjoy spending time with family, volunteering with my daughters Girl Scout troop, exploring new adventures, off-road trail riding, hiking, cooking, and gardening.

Ginger Starnes State Farm Agent Team Member

Ginger Starnes

Multiple Line Representative

I've been working as a State Farm Team Member since 1999, and with Vicki Thomas' office since 2020. I’m licensed to service your auto, motorcycles, recreational vehicles, home, renters, life, health and business liability insurance. I enjoy working with people and helping with their insurance needs. I’d love to help answer any questions regarding our Drive Safe & Save Discount and other insurance discounts that we offer. Give me a call today.

I was born & raised in Culpeper, VA where I attended Culpeper High School and then studied Business at Germanna Community College. After getting married we moved to Fredericksburg, where I’ve been for the past 40+ years. I have 2 grown sons & 4 wonderful grandchildren; they are the light of my life. I also enjoy traveling & being outside.